Investment Management In Cincinnati & Northern KY

Your goals deserve a personal investment strategy. We build and manage custom portfolios with thoughtful attention to growth, income, and risk, helping your money support the life you're building.

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Personalized Portfolio Management

We get to know your goals, build an investment strategy around your life, and stay involved as your needs and the markets change. You’ll understand what you own, why it fits, and who to call with questions.

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Custom Portfolios

Your goals, timeline, income needs, and comfort with risk guide how we build your portfolio. Each investment has a purpose within your broader plan.

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Risk Management

We consider diversification and your exposure to different investments. Our focus is managing risk in line with your goals, recognizing that all investing involves potential losses.

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Tax-Sensitive Investing

We consider account types, the timing of investment sales, and appropriate tax-loss harvesting opportunities to help reduce avoidable tax costs.

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Ongoing Review

We monitor your holdings, rebalance when appropriate, and revisit your strategy as life changes. Every adjustment starts with what makes sense for you.

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Invest for Long-Term Growth

Build toward the future with a portfolio that reflects your timeline. We select individual stocks, ETFs, and other appropriate investments based on your goals, balancing growth potential with the risks you're prepared to take.

Plan for Investment Income

Your investments may need to help fund everyday life. We consider bonds, dividend-paying investments, and withdrawal needs when building an income strategy. Investment income can fluctuate, so flexibility matters.

Evaluate Additional Strategies

Some goals call for a closer look at specialized investments. When appropriate, we consider structured notes and explain their terms, return limits, and risks, including issuer credit risk and possible loss of principal.

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Retirement & Medicare Planning

Social Security timing, Medicare decisions, income strategies, and clarity for...

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Personal Tax Planning & Risk Management

Tax-smart strategies and the right protection so surprises don't derail...

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Business & Workplace Plans

Help your employees build a better future while maximizing the...

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Medicare & Insurance

Our Medicare & Insurance guidance helps you understand how healthcare...

The People Behind Your Portfolio

Meet Our Team

Personal investment advice starts with listening.

What are you working toward? What concerns you? We take time to understand the answers so your investment decisions reflect your priorities and you feel comfortable with the path ahead.

What’s it like working with Schmidt? Hear it firsthand.

"Darin has been our financial advisor for over 10 years, and we've always felt confident in his guidance. He takes the time to understand our situation and handles everything with care. We trust him completely."

Gary & Mindy L.

"Darin started me off with my first investment, a Roth IRA, and helped me build a real investment strategy from there. He met me where I was as a young investor and gave me the foundation and confidence to keep growing."

Alex K.

"My experience with Schmidt Wealth Management has been nothing short of stellar! I'm thrilled with the level of care and communication I regularly receive from Darin and the team. I refer friends, family, and clients to Schmidt Wealth Management with full confidence that they'll be well taken care of."

Christine L.

"From our very first meeting, Darin took the time to understand our unique financial situation and long-term goals. He helped us set up 529 plans for both of our children and managed everything along the way. All we had to do was follow his guidance. He's not just an advisor; he's a trusted partner."

Dr. R. Ramesh & Ramesh M.

"Darin has always provided us with solid advice. We appreciate the way he thinks outside the box when it comes to identifying the right investments for our portfolio to help us reach our future goals. We think you'll be glad you decided to work with him."

Dan & Robin B.

Testimonials are from actual Schmidt Wealth Management clients, provided voluntarily without compensation, and may not reflect all client experiences. Investing involves risk, including possible loss of principal. Past performance is no guarantee of future results.

Your investments represent years of work and plans for the future. We bring personal attention and ongoing accountability to the responsibility of managing them.

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Years of Experience

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Investment Guidance for Your Stage of Life

First-Time Investors

Experienced Investors

Pre-Retirees

Retirees Seeking Income

Legacy Builders

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Your investments should support the way you want to live.

More flexibility. A thoughtful retirement plan. Something to leave the next generation. Whatever you're working toward

we help give your portfolio a clear purpose.

Talk With an Investment Advisor

Let's talk about your portfolio and what's next.

Let’s Start Growing Your Future.

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Common Questions About Investment Management

How your portfolio gets built, who manages it, and what it costs. Here are the questions investors ask before they hand over their savings.

What is investment management?

Investment management involves creating, managing, and reviewing an investment portfolio based on your financial goals, timeline, income needs, and comfort with investment risk.

How does Schmidt Wealth Management create an investment strategy?

Schmidt Wealth Management considers your goals, timeline, income needs, and risk tolerance when developing a personalized investment strategy. Each investment is selected with a purpose within your broader financial plan.

What types of investments can be included in a portfolio?

Depending on your goals and circumstances, a portfolio may include individual stocks, ETFs, bonds, dividend-paying investments, and other appropriate investments.

How do you manage investment risk?

Investment risk can be addressed through diversification, thoughtful asset selection, and regular portfolio reviews. Schmidt Wealth Management considers your exposure to different investments and aligns the strategy with your goals and risk tolerance.

Does Schmidt Wealth Management offer tax-sensitive investing?

Yes. Tax-sensitive investing can include considering account types, the timing of investment sales, and potential tax-loss harvesting opportunities when appropriate.

How often should an investment portfolio be reviewed?

Investment portfolios should be reviewed as your financial circumstances, goals, income needs, or market conditions change. Schmidt Wealth Management monitors holdings, rebalances when appropriate, and revisits the strategy as needed.

Can investment management provide income during retirement?

Yes. Investment portfolios can be structured with income needs in mind. Depending on your circumstances, the strategy may consider bonds, dividend-paying investments, and planned withdrawals to help support retirement income.

Does Schmidt Wealth Management work with both new and experienced investors?

Yes. Investment guidance can be tailored to different stages of investing, including first-time investors, experienced investors, people approaching retirement, retirees seeking income, and individuals focused on building a legacy.