Financial Advisor in Newport, KY

From the historic East Row to the riverfront, Newport, KY is full of people building something, and a good financial advisor should help you build too.
No sales pressure, no cookie-cutter plans. Just a custom portfolio and a team that takes the time to understand where you’re headed.

NEWPORT, KY SERVICES AT A GLANCE:

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Newport Investment Management

Newport portfolios built around your priorities, including uneven incomes, managed...

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Retirement & Medicare Planning

No workplace plan? No problem. We help Newport residents build...

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Personal Tax Planning & Risk Management

Tax-aware decisions and income protection for Newport households whose paychecks...

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Newport Business & Workplace Plans

Retirement plans for Newport restaurants, shops and hospitality businesses that...

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Medicare & Insurance

Down-to-earth guidance on disability, life insurance and Medicare for Newport...

Investment Management in Newport, KY

Newport is home to young professionals, longtime homeowners and people who make the riverfront run, and their financial lives rarely fit a standard mold. We build portfolios that match how you actually earn and live, then manage them closely as your goals come into focus.

Investing on an uneven income

Tips, commissions or seasonal work can make income unpredictable. We build a Newport investment plan that stays on track even when some months are leaner than others.

Putting priorities in order

Emergency savings, retirement, a first home: we help you decide what comes first and invest for each goal with a clear timeline.

A thoughtful mix of investments

We combine stocks, ETFs and mutual funds to pursue growth, choosing each one for the role it plays in your plan.

Growth with guardrails

For the right investor, structured notes may offer market-linked growth with some downside protection. We explain the risks clearly before recommending anything.

There when your schedule allows

Early mornings or late shifts, we make it easy to reach us with questions, so managing your money fits around your life.

Newport Retirement & Medicare Planning

Plenty of Newport residents work for small businesses or for themselves, without a company retirement plan to lean on. We help you build your own path to retirement, from choosing the right accounts to planning future income and healthcare.

No workplace plan? Start here

If your job doesn’t offer a retirement plan, an IRA can be a strong foundation. We help you open the right account and set a savings rhythm.

Roth vs. traditional IRA

We compare both options against your current income, eligibility and tax situation to decide which one serves you better.

Setting a retirement target

How much will you need, and when? We estimate your future expenses and income sources to give you a clear goal to work toward.

Understanding Social Security

We help you see how your future benefits fit into your plan and what to consider when it’s time to decide when to claim.

Planning for healthcare costs

Medicare will be part of your retirement budget. We help you plan for it early, so healthcare doesn’t catch your savings off guard.

Newport Tax Planning & Risk Management

When your income varies, both taxes and financial risks can be harder to predict. We help Newport households understand the tax effects of their decisions and put protection in place that keeps them steady through slow seasons and surprises.

Taxes when income varies

We help you understand how changing income, investments and retirement contributions affect your personal taxes throughout the year.

Selling investments wisely

Need to access your investments? We help you plan which to sell and when, so you avoid unnecessary tax costs.

Protection when paychecks vary

Illness or injury can hit hardest when income is already uneven. We review your exposure and help you build a safety net.

Finding coverage gaps

We look at your current coverage alongside your savings, obligations and dependents to spot the gaps that could cost you most.

Business & Workplace Plans in Newport, KY

Newport's restaurants, bars, shops and hospitality businesses depend on good people who could easily work elsewhere. Offering a retirement plan helps you stand out as an employer, and we help you choose one that fits your budget and your workforce.

Plans for restaurants and hospitality

We help hospitality owners compare retirement plan options that work for teams with mixed schedules and varying pay.

Benefits that reduce turnover

In a competitive job market, a retirement plan gives your best staff one more reason to stay. We help you make it count.

SIMPLE IRAs for small staffs

For smaller businesses, a SIMPLE IRA can be an affordable, low-maintenance way to offer benefits. We help you decide if it fits.

Explaining benefits to your team

We provide onboarding and benefits education, so employees understand the plan and feel confident joining.

Rewarding your managers

Executive compensation strategies help you recognize and retain the managers and key staff who keep your business running.

Medicare & Insurance for Newport Residents

The right insurance starts with an honest look at your life and your budget. We help Newport residents understand their options and choose coverage that protects their income and family without paying for protection they don't need.

Disability coverage for hands-on work

If your job keeps you on your feet, an injury could stop your income. We help you evaluate disability coverage alongside any employer benefits.

Term life on a budget

We help you find the right amount of term life coverage for your family’s obligations, without overpaying.

Medicare enrollment timing

When you approach Medicare, we help you understand the timing and choices based on your current coverage and health needs.

Planning for later-life care

We help you consider whether long-term care coverage fits your resources and your broader financial plan.

Is Schmidt the right financial advisor for you in Newport, KY? Hear from our clients.

"Darin has always provided us with solid advice. We appreciate the way he thinks outside the box when it comes to identifying the right investments for our portfolio to help us reach our future goals. We think you'll be glad you decided to work with him."

Dan & Robin B.

"Darin started me off with my first investment, a Roth IRA, and helped me build a real investment strategy from there. He met me where I was as a young investor and gave me the foundation and confidence to keep growing."

Alex K.

"My experience with Schmidt Wealth Management has been nothing short of stellar! I'm thrilled with the level of care and communication I regularly receive from Darin and the team. I refer friends, family, and clients to Schmidt Wealth Management with full confidence that they'll be well taken care of."

Christine L.

"From our very first meeting, Darin took the time to understand our unique financial situation and long-term goals. He helped us set up 529 plans for both of our children and managed everything along the way. All we had to do was follow his guidance. He's not just an advisor; he's a trusted partner."

Dr. R. Ramesh & Ramesh M.

"Darin has been our financial advisor for over 10 years, and we've always felt confident in his guidance. He takes the time to understand our situation and handles everything with care. We trust him completely."

Gary & Mindy L.

Testimonials are from actual Schmidt Wealth Management clients, provided voluntarily without compensation, and may not reflect all client experiences. Investing involves risk, including possible loss of principal. Past performance is no guarantee of future results.