Is there a minimum amount of money I need?
We believe wealth management shouldn't only be available to those who have already "made it." We work with clients at all stages of life, from young professionals just getting started to retirees, as long as you're committed to investing consistently and working toward clearly defined financial goals.
What should I bring to our first meeting?
Our first meeting is about getting to know you. To make the most of it, bring your most recent investment and retirement account statements, a general sense of your insurance policies, debts, and assets, and any questions on your mind. It also helps to think through your goals, priorities, and any major life transitions on the horizon.
What types of clients are a good fit?
We work with individuals, families, and business owners who value steady, consistent investing and thoughtful long-term guidance. Whether you're building wealth, approaching retirement, or sponsoring a company retirement plan, we're built for clients who want a trusted partner, not just a transaction.
What's the best way to get started?
Start with a brief introductory conversation. We'll get to know you, answer your questions, and determine whether we're a good fit. If we are, we'll gather the key information, develop recommendations, and walk you through our process, step by step, clear and stress-free.
How do you manage my money?
We use a discretionary, fee-based approach. You authorize us to manage your portfolio on your behalf, and we do so proactively every day. Portfolios are individually built using a mix of stocks, ETFs, mutual funds, and structured notes, with a disciplined focus on long-term growth. Our goal is to tailor your investments to your needs while keeping the process simple and transparent. Note: This describes our approach for the majority of client accounts managed through our Schwab brokerage platform. Some clients utilize additional platforms for specific needs such as mutual funds or annuities.
How often will we talk?
We're available anytime, whether you have a question, want to talk through a decision, or just need a steady voice when markets get noisy. Beyond being available when you need us, we proactively reach out to review your plan. Frequency varies by client, but our goal is always to be a consistent, responsive resource whenever life or markets change. All clients also have free access to CircleBlack, our portfolio monitoring platform, where you can view balances and performance across every account, anytime, from any device.
